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The solicitation, inducement, and preliminary negotiations effecting a contract of insurance and the subsequent carrying on of business pertaining to it. The exact definition will vary somewhat according to the state laws regulating insurance. (G)
Transfer of Risk.
Shifting all or part of a risk to another party. Insurance is the most common method of risk transfer, but other devices, such as hold harmless agreements, also transfer risk. One of the four major risk management techniques. See Risk Management. (G)
Traumatic Injury.
An injury to a person's physical body caused by an outside source, as distinct from physical disability caused by sickness or disease. (G)
Trustee.
A person appointed to manage the property of another. (G)
Waiver.
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